If you are in these situations, then you may want to read more on bankruptcy as an option to solve these problems:
You have a judgment against you in court from a creditor.
Having so much debt that you cannot really ever pay it off.
Using one card to pay off another, or taking out a loan to pay off debts.
Having your home going through foreclosure or car through repossession.
You are not paying your bills anymore.
To learn more about when you may want to file bankruptcy, please feel free to consult a Houston bankruptcy lawyer from the Rashid Law Firm.