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BANKRUPTCY

CHAPTER 7

Bankruptcy - Liquidation

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Chapter 7 allows individuals to eliminate debt. Credit cards, loans, medical debt, some taxes, past repossessions, past rent, past utilities, and many other types of debts can be eliminated in a chapter 7, if you qualify. Your income should be below a certain amount to qualify for a chapter 7. Most people that file chapter 7 do not lose any of their property. 

CHAPTER 13

Bankruptcy - Reorganization

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Chapter 13 is a payment plan that allows individuals to reorganize debt. Sometimes people file chapter 13 to stop a foreclosure of your home and pay the mortgage through the bankruptcy, or stop a repossession of a vehicle and pay the vehicle through the bankruptcy. Chapter 13 is also filed by higher income individuals or others that might not qualify or prefer to file a chapter 13 payment plan. 

STOP LAWSUITS/ DEBT 
HARASSMENT

Filing bankruptcy stops debt collection lawsuits, eliminates many kinds of debts, and stops creditor harassment. This is known as the automatic stay. This is one of the best benefits of filing bankruptcy, the automatic stopping of collection activity. If a creditor violates the automatic stay, we have local counsel that are bankruptcy lawyers that we refer to that specialize exclusively in suing creditors for stay and discharge violations.

STOP FORECLOSURE 

Filing bankruptcy stops foreclosure of your home, and also repossessions of motor vehicles. You can pay off the balance of your car through the chapter 13 payment plan, and the past due mortgage payments and ongoing mortgage payments through the chapter 13 bankruptcy payment plan as well. In Texas, foreclosures occur on the first Tuesday of every month. We stop foreclosures every single month through bankruptcy filings. 

Chapter 13 Bankruptcy

PERSONAL INJURY LAW

VEHICLE ACCIDENTS / WORK ACCIDENTS

If you or a loved one has been injured in a vehicle accident or in a work accident, we can help you get the compensation you deserve. Call us now. No upfront fees. No fee unless you receive compensation.

©2025. The Rashid Law Firm and StopForeclosureLaw.com We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Disclaimer: This Website contains general information. The information on this Website is not intended to be legal advice and viewers should consult with an attorney.

AREAS WE SERVE: Southern District of Texas. Houston and all cities around Houston. Harris County and all counties surrounding Harris County, Brazoria County, Montgomery County, Galveston County, Fort Bend County, Alvin Angleton Bacliff Bayou Vista Baytown Brazoria County Clear Lake City Cypress Dickinson Friendswood Fort Bend County Galena Park Galveston County Harris County Hitchcock Houston Humble Katy Kemah Lake Jackson La Marque La Porte League City Manvel Montgomery County Pasadena Pearland Rosenberg Seabrook South Houston Spring Sugar Land Texas City The Woodlands Tomball Walker County Wharton County Waller County Webster

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