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Basic Chapter 13 Time Line

Day of Filing

Case Begins. Automatic Stay goes into effect. A Trustee is assigned to your case. 


30 Days After Filing

First payment under payment plan is due. You must make the payment. 


40 Days After Filing

A Section 341 Meeting of Creditors is held. You must attend this meeting. 


3 to 5 Years After Filing

If you made all your plan payments, your debts are discharged. 



For more information on the time line in a Chapter 13 bankruptcy case, please feel free to consult a Houston bankruptcy attorney at the Rashid Law Firm.