top of page
Search

5 Tips to Improve Your Credit After Bankruptcy

These are five ways to improve your credit after you filed bankruptcy:

  1. Get a credit card and pay it back in full every month on time. If you pay it in full every month, you will not be charged interest. Make sure to only charge a small amount on the card every month, say $40, so that you can actually pay it in full when its due.

  2. Get a secured credit card from a bank and pay it in full every month on time. A secured card is card where you pay, for example, $500, for the card and if you default you lose the $500. The $500 was the security. Again, pay it in full every month on time.

  3. Don't do anything. If you don't do anything, your credit will usually still be better over time than if you had not filed a bankruptcy.

  4. Hire a reputable credit repair agency. They wipe off any negative incorrect marks on your credit report.

  5. Become an authorized user on someone else's credit card. This is sometimes claimed to improve your credit.

For more information on improving your credit after filing bankruptcy, please feel free to consult with a Houston bankruptcy attorney from the Rashid Law Firm.







 
 
 

Recent Posts

See All
Abogado de bancarrota en Houston

Si estas buscando un abogado de bancarrota en Houston que habla español pues ya lo encontró. El abogado Rashid habla español con fluidez...

 
 
 

Comments


©2025. The Rashid Law Firm and StopForeclosureLaw.com We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Disclaimer: This Website contains general information. The information on this Website is not intended to be legal advice and viewers should consult with an attorney.

AREAS WE SERVE: Southern District of Texas. Houston and all cities around Houston. Harris County and all counties surrounding Harris County, Brazoria County, Montgomery County, Galveston County, Fort Bend County, Alvin Angleton Bacliff Bayou Vista Baytown Brazoria County Clear Lake City Cypress Dickinson Friendswood Fort Bend County Galena Park Galveston County Harris County Hitchcock Houston Humble Katy Kemah Lake Jackson La Marque La Porte League City Manvel Montgomery County Pasadena Pearland Rosenberg Seabrook South Houston Spring Sugar Land Texas City The Woodlands Tomball Walker County Wharton County Waller County Webster

bottom of page