What do credit repair companies do?

They don’t do anything you can’t do yourself. They seem to just dispute everything then within a few months the debts pop up back on your credit report. If they don’t pop up back, then great, but it’s not something that anyone can’t do themselves. 

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Know your rights regarding medical debts

Many people incorrectly assume medical debt is not dischargeable in bankruptcy. Medical debt is considered unsecured debt and it is dischargeable. Therefore if you have astronomical medical debts, cal