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Rebuild your credit after bankruptcy is closed


Get a secured credit card. A secured credit card is where you provide funds to the credit card conpany, and they give you a credit card with the funds you gave as the limit m. Use it monthly for small amounts and pay it off in full and on time every month. Eventually they return your money you gave them initially and it then becomes unsecured . This usage creates good credit history.


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Know your rights regarding medical debts

Many people incorrectly assume medical debt is not dischargeable in bankruptcy. Medical debt is considered unsecured debt and it is dischargeable. Therefore if you have astronomical medical debts, cal