Personal bankruptcies at their lowest level in four years

The following article discusses the fact that bankruptcies are at their lowest level in four years.http://articles.boston.com/2012-08-18/business/33249143_1_bankruptcy-filings-robert-m-lawless-household-debt

Over the past two years, bankruptcies are down 20 percent nationwide. This is due partly because credit card debt is decreasing and savings are increasing.

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