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How to Reduce Your Auto Payments:

What can you do about monthly auto payments that are too high? And what can you do if you interest is too high? You can lower the interest rate through a chapter 13 if you pay the auto through the trustee. In a chapter 13, if you have had your vehicle for more than 910 days, you can pay the value of your vehicle, instead of the balance you owe. For example, if you owe $20,000 to pay off the balance that you owe for your auto, but the auto is only worth $15,000, it is possible that you pay only $15,000. You may also be able to extend your monthly payments to 60 months, instead of how many months you have left under your contract, thereby reducing your monthly payments. Call us now to help you.

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